COBRA Benefits

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The Consolidated Omnibus Budget Reconciliation Act (COBRA) allows you and your covered dependents to continue terminated group insurance coverage by self-paying premiums.  You can choose which benefits you would like to continue under COBRA and your coverage levels will remain the same as your prior group coverage.  Employees, covered spouses, domestic partners, and covered children all have rights to continued coverage under COBRA.  

You have 60 days to elect COBRA after experiencing a qualifying event, such as termination of employment, retirement or a child loses dependent status under your plan.  You may elect COBRA continuation coverage for up to 36 months.

The County of Santa Clara works with P&A Group to provide COBRA benefits.  The County will notify P&A Group upon a loss of benefit eligibility. Within 14 days after your loss of coverage, you will receive information by mail regarding continuation of coverage under COBRA.  Your COBRA election notice will include all of the dates, deadlines and rules for making an election. 

You can contact P&A Group at 1-800-688-2611 or

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