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Open Enrollment

New Plan Year: Presentation + Benefits Guide + Premiums

Open Enrollment presentation

See the 2024 - 2025 Open Enrollment presentation, where you can view information regarding each of the County’s medical, dental, and vision plans — including contact information and how to enroll. Click here for the presentation.

OE presentation

Employee benefits guide

Your 2024–2025 Employee Benefits Guide describes all the County’s benefit plans, eligibility for benefits, how to enroll during Open Enrollment, and how to make changes during the year. Click here for the Guide.
 

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Medical, dental and vision premiums

You’ll notice some changes to the premium rates for medical, dental and vision coverage. View the 2024 - 2025 rates here.
 

 

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Education Events

Learn about the details of your benefits by attending in-person and virtual education events. Click here for dates, times and locations.

Get Started

Now that you've decided what benefits you'd like to change for the 2024 - 2025 plan year, you'll submit your request to the Employee Benefits Department. 

FIRST: Click here to read the instructions on how to complete your enrollment:
2024 Open Enrollment Instructions

NEXT: Click here to submit your elections using this online form (Bonus Waiver program participants also use this form):
BENEFITS ELECTION FORM - CLICK HERE

Following Open Enrollment
The effective date for your Open Enrollment elections is June 24, 2024. Changes to your paycheck deductions will begin with the June 28, 2024, paycheck. 

NOTE: If you change your medical or dental plan(s), it’s very important that you verify coverage before seeking services. It normally takes the plan providers about 3–4 weeks to send out an official enrollment packet and new membership ID card(s). Some providers, such as Delta Dental and VSP, do not send ID cards, but you can log in to their website to obtain information regarding your enrollment.

Finally, we encourage you to take note of when changes to your benefits are allowed during the year. Refer to the online 2024–2025 Employee Benefits Guide to see your special enrollment rights and other required Plan Notices. You can also contact your Department Employee Service Center  to request a copy of the required Plan Notices. 

Questions?  Contact us:
Employee Benefits Department
[email protected]

New Employee Benefit for 2024: Roth Governmental 457(b) Retirement Savings Plan

The County of Santa Clara is pleased to offer employees A NEW WAY TO SAVE FOR RETIREMENT. The ROTH Governmental 457(b) Plan.

This employer-sponsored ROTH Plan, through our partner Fidelity, allows you to save money for retirement on an after-tax basis. That means that your contributions come out of your paycheck after your income has been taxed. Therefore, when you are eligible to withdraw these funds in retirement, the money is generally tax free (based on following IRS guidelines).

Click here for details on this new retirement savings opportunity.

Attend ROTH Governmental 457(b) Live Webinars
Hear from Fidelity staff who will give you more details during live webinars about the new employer-sponsored ROTH Plan. Click the links below to register for the webinar of your choice.

DATE                                    TIME                                  WEBINAR LINK
Thursday May 2, 2024               12 pm                                Click here or copy+paste link into web browser:
https://fmr.zoom.us/webinar/register/WN_XqSvDZV6Saih7bGiUOioPw

Tuesday May 7, 2024            5 pm                                 Click here or copy+paste link into web browser:
https://fmr.zoom.us/webinar/register/WN_efTinsdISXyC6dq337vOhw

Thursday May 9, 2024          12 pm                                Click here or copy+paste link into web browser:
https://fmr.zoom.us/webinar/register/WN_OuXHjpeZSqejK3T47p-mzw

Monday May 13, 2024          5 pm                                 Click here or copy+paste link into web browser:
https://fmr.zoom.us/webinar/register/WN_GmCJh1iJQ8efADNIVE1U_A

Wednesday May 15, 2024    12 pm                                Click here or copy+paste link into web browser:
https://fmr.zoom.us/webinar/register/WN_CGXDwRrmQli6m46PF1ixPw

Friday May 24, 2024             12 pm                               Click here or copy+paste link into web browser:
https://fmr.zoom.us/webinar/register/WN_Pm1kR_zqR3OI-VyyjunmkA

All webinars are scheduled to last one hour and will include a Q & A period.

The County's Other Employer-Sponsored Retirement Savings Plan
The County of Santa Clara continues to offer employees another type of 457(b) Plan - our Deferred Compensation Plan.  Also through Fidelity, the Deferred Compensation Plan lets you contribute pre-tax income to your retirement savings. This can help lower your current annual income levels for tax and income reporting purposes. When you are eligible to withdraw finds, you will pay taxes on your income at that time.

Click here for details on the County's Deferred Compensation Plan.

What the County's employer-sponsored retirement plans through Fidelity offer you:

  • These plans let you save more money for retirement
  • You enjoy lower fees for services such as professional account management (lower than opening your own independent account)
  • Consultations with Fidelity financial planning professionals at no cost to you, even in-person, onsite at work!
  • Access to helpful resources, like financial literacy, wellness content and live webinars.

Get Started Today!
Open Enrollment is a great time to get started with your new ROTH Governmental 457(b) Plan or your new Deferred Compensation 457(b) Plan. However, you can create your Fidelity account at ANY TIME during the year. Need assistance? Contact the County's dedicated Fidelity representatives:

Elizabeth Trevino                                               Sanjana Ameen
[email protected]                               [email protected]
408-425-6299                                                    408-716-3944

Or reach your Employee Benefits Department Service Center.

What is a 457(b) Plan?
457(b) plans are tax-advantaged, employer-sponsored retirement plans offered to some government employees.

Note: These retirement savings plans are both employee-funded. The County of Santa Clara does not make contributions to these retirement savings plans. Investing involves risk. Have questions about your County pension plan through CalPERS? Click here.

Note: County of Santa Clara staff do not provide financial advice or tax advice. Please speak with your dedicated financial consultant and/or tax consultant to review your specific needs.

Note: Investing involves risk.

Benefits provider contacts